Price Protection

Key with Money Sign

Welcome to Hart Rate - The Best Heating Oil Price Protection Plan on Long Island and Queens, New York

Hart Home Comfort's Real-Time Price Protection Program

Enjoy heating oil price protection your own way! No more paper agreements to sign and file away, no more stamps to affix and no more trips to the mailbox. Simply choose your price protection plan, "sign" your name digitally and your heating oil prices will be protected!

Capped Price

At Hart Home Comfort, we offer price protection in the form of a capped (or ceiling) price. A capped price is the maximum price per gallon you will pay for fuel. If heating oil prices drop, you will pay the market price.

Capped Price Pros:

  • If heating oil prices go up, you are protected by the capped price
  • If heating oil prices go down, you receive the lower price, thanks to downside insurance

Capped Price Cons:

  • In volatile markets, the starting price is higher than other programs
  • You have to pay a monetary fee for insurance on the price cap

Fixed Price:

We also offer the option of locking in a Fixed Price. You lock into a set price for a specific amount of gallons for a period of time.

Fixed Price Pros:

  • You are protected from increasing heating oil prices
  • You will know exactly how much you are paying for every gallon of fuel

Fixed Price Cons:

  • If market heating oil prices go down, you do not benefit because you are locked into a set price until your contracted gallons have been exhausted
Price Cap Chart heating oil prices mineola, babylon, new hyde park, floral park

Market Price

We also offer our customers a posted (or market or variable) price. On the day of oil delivery, you will be billed the Hart Home Comfort market rate per gallon, which will be directly related to that day's market price as determined by the New York Mercantile Exchange (NYMEX).

Market Price Pros:

  • There are no fees
  • Discounts are available for many customers
  • If heating oil prices are lower when you purchase your oil, you will receive the lower price
  • You are not locked into a price

Market Price Cons:

  • If heating oil prices are higher when you purchase your oil, you will receive the higher price
  • You are not protected from price increases